PayPal is getting ready to launch a new feature called Pay With Crypto, and it’s coming to U.S. merchants in the next few weeks. Businesses will be able to accept over 100 cryptocurrencies, including Bitcoin, Ethereum, USDT, and Solana. Once a customer pays, the crypto is automatically converted into U.S. dollars or PayPal’s stablecoin PYUSD. Merchants get settled instantly, without needing to touch the crypto themselves.
This isn’t just a tech upgrade. For merchants, especially those selling across borders, the savings could be substantial. PayPal is offering a discounted transaction fee of 0.99 percent through mid-2026, which is far lower than the usual credit card processing rates.
https://twitter.com/PayPal/status/1949820518615453939?ref_src=twsrc%5Etfw” rel=”nofollow” target=”_blank
For small businesses operating on slim margins, this makes a significant difference. And they don’t need to do anything extra. PayPal handles the conversion and settlement in the background.
The feature plugs directly into wallets like Coinbase, MetaMask, and Kraken. When a customer selects Pay With Crypto, their wallet connects to the checkout, the crypto is transferred, and PayPal handles the conversion. The merchant gets paid in either dollars or PYUSD. Everything runs through PayPal’s system, so merchants don’t need to set up wallets or worry about crypto custody.
DISCOVER: Best New Cryptocurrencies to Invest in 2025
From the customer’s side, it’s a familiar checkout flow. Select your cryptocurrency, choose your token, and approve the payment in your wallet. PayPal takes care of the rest. There’s no delay, no currency conversion step, and no unexpected pop-ups. The receipt is in dollars, and the merchant sees the funds just like they would with any other PayPal transaction.
This isn’t just about simplifying payments. PayPal is clearly setting up for a long-term role in global crypto commerce. By bridging crypto wallets and fiat settlements, it’s creating a smooth path for cross-border payments without relying entirely on the traditional banking system. That could eventually give merchants more flexibility, and it hints at where PayPal might be going next.
DISCOVER: 20+ Next Crypto to Explode in 2025
PayPal has been in the crypto space for a while now. Users can already buy, sell, and hold digital assets in the app. It launched its stablecoin, PYUSD, in 2023. This new merchant-facing tool builds on that foundation, bringing both sides of the transaction—consumer and business—under the same roof.
With a rollout like this, questions will follow. Regulators will want to know how these transactions are monitored, whether they meet existing financial rules, and what risks they pose. Merchants will want answers on how fast settlements happen, how refunds work, and what protections are in place if something goes wrong mid-payment.
Credit card fees are climbing, and international commerce isn’t getting any simpler. PayPal’s crypto tool gives businesses a new way to accept payment that could save money and move faster. For crypto-savvy consumers, it also means one less step when checking out online. If it works smoothly, this feature could change how everyday crypto spending fits into online shopping.
DISCOVER: 20+ Next Crypto to Explode in 2025
Join The 99Bitcoins News Discord Here For The Latest Market Updates
The post PayPal Launches “Pay With Crypto” for U.S. Merchants appeared first on 99Bitcoins.
Trading volume in Bio Protocol crypto rose 720% after a week of significant announcements. Summary…
The exchange has confirmed plans to halt deposits and withdrawals on Neo Legacy. The phase-out…
Accessing porn — and the entire internet — has radically changed.In June, the Supreme Court…
Strategy Inc. said it acquired 430 bitcoin between Aug. 11–17, 2025, spending $51.4 million at…
Key Takeaways Bhutan moved 800 BTC to two new wallets, possibly in preparation for a…
Other Good Mice to ConsiderNZXT Lift 2 Symm Photograph: Eric RavenscraftNZXT Lift 2 Symm for…