Bitget Wallet plugs XRP Ledger into its payment stack for 90 million users

Bitget Wallet has integrated the XRP Ledger into its ecosystem, giving its 90 million users access to XRP transfers, RLUSD transactions, and cross chain swaps tied to one of crypto’s biggest non custodial wallet platforms.

The move gives XRPL broader retail distribution while positioning Ripple’s dollar backed stablecoin inside a wallet built around payments, not just trading.

The rollout plugs XRPL into Bitget Wallet’s wider Onchain Payments Matrix, which the company describes as infrastructure linking blockchains with bank rails, cards, and merchant payments. Bitget says users will be able to send and receive XRP and RLUSD on XRPL, swap XRPL assets across multiple chains, use fiat on and off ramps for RLUSD, and interact with XRPL based applications directly inside the wallet.

Ripple says RLUSD is issued natively on both XRP Ledger and Ethereum, is fully backed by segregated cash and cash equivalent reserves, and is redeemable one to one for US dollars. That structure has made RLUSD one of the more visible challengers in the regulated dollar stablecoin race, even if it remains far smaller than market leaders.

For XRPL, the Bitget Wallet tie up also adds another retail distribution channel at a time when the network is leaning harder into payments and real world financial use cases. XRPL’s official site pitches the ledger around low cost transfers and payments, while recent Bitget materials have also pointed to XRPL native card based spending as part of that broader push into daily use.

Bitget Wallet framed the integration as part of a larger shift in which crypto wallets become full financial interfaces rather than simple asset storage tools. The company said it will pair the integration with limited time incentives aimed at encouraging RLUSD usage, liquidity, and activity across XRPL based applications.